{"id":6511,"date":"2025-04-14T05:33:55","date_gmt":"2025-04-14T05:33:55","guid":{"rendered":"https:\/\/soumblog.wpenginepowered.com\/?p=6511"},"modified":"2025-04-14T05:34:02","modified_gmt":"2025-04-14T05:34:02","slug":"%d9%86%d8%b8%d8%a7%d9%85-%d8%aa%d9%82%d8%b3%d9%8a%d8%b7-%d8%a7%d9%84%d8%b3%d9%8a%d8%a7%d8%b1%d8%a7%d8%aa","status":"publish","type":"post","link":"https:\/\/soumblog.wpenginepowered.com\/%d9%86%d8%b8%d8%a7%d9%85-%d8%aa%d9%82%d8%b3%d9%8a%d8%b7-%d8%a7%d9%84%d8%b3%d9%8a%d8%a7%d8%b1%d8%a7%d8%aa\/","title":{"rendered":"\u0645\u0642\u0627\u0631\u0646\u0629 \u062a\u0641\u0635\u064a\u0644\u064a\u0629: \u0627\u0644\u0634\u0631\u0627\u0621 \u0646\u0642\u062f\u064b\u0627 \u0645\u0642\u0627\u0628\u0644 \u0646\u0638\u0627\u0645 \u062a\u0642\u0633\u064a\u0637 \u0627\u0644\u0633\u064a\u0627\u0631\u0627\u062a \u0627\u0644\u0645\u0633\u062a\u0639\u0645\u0644\u0629"},"content":{"rendered":"\n<div class=\"wp-block-rank-math-toc-block\" id=\"rank-math-toc\"><h3>\u0641\u0647\u0631\u0633 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\u0627\u0644\u0634\u062e\u0635\u064a\u0629. \u0628\u064a\u0646\u0645\u0627 \u064a\u062a\u064a\u062d \u0644\u0643 \u0627\u0644\u0634\u0631\u0627\u0621 \u0627\u0644\u0646\u0642\u062f\u064a \u062a\u0648\u0641\u064a\u0631 \u0627\u0644\u0645\u0627\u0644 \u0627\u0644\u0630\u064a \u062a\u0646\u0641\u0642\u0647 \u0639\u0644\u0649 \u0627\u0644\u0641\u0648\u0627\u0626\u062f\u060c \u0641\u0625\u0646 \u0646\u0638\u0627\u0645 \u0627\u0644\u062a\u0642\u0633\u064a\u0637 \u064a\u0645\u0646\u062d\u0643 \u0645\u0631\u0648\u0646\u0629 \u0627\u0644\u0627\u062d\u062a\u0641\u0627\u0638 \u0628\u0633\u064a\u0648\u0644\u062a\u0643 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0644\u0645\u0648\u0627\u062c\u0647\u0629 \u0645\u0633\u062a\u062c\u062f\u0627\u062a \u0627\u0644\u062d\u064a\u0627\u0629. \u0641\u064a \u0647\u0630\u0627 \u0627\u0644\u0645\u0642\u0627\u0644\u060c \u0633\u0646\u0643\u0634\u0641 \u0644\u0643 \u0627\u0644\u062d\u0642\u0627\u0626\u0642 \u0627\u0644\u062a\u064a \u0642\u062f \u0644\u0627 \u064a\u062e\u0628\u0631\u0643 \u0628\u0647\u0627 \u0623\u062d\u062f\u060c \u0645\u0639 \u0645\u0642\u0627\u0631\u0646\u0629 \u062f\u0642\u064a\u0642\u0629 \u0633\u062a\u063a\u064a\u0631 \u0646\u0638\u0631\u062a\u0643 \u0644\u0643\u0644\u0627 \u0627\u0644\u062e\u064a\u0627\u0631\u064a\u0646.<\/p>\n\n\n\n<div style=\"height:15px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"\u0627\u0644\u0641\u0631\u0642-\u0627\u0644\u0623\u0633\u0627\u0633\u064a-\u0628\u064a\u0646-\u0627\u0644\u0634\u0631\u0627\u0621-\u0627\u0644\u0646\u0642\u062f\u064a-\u0648\u0627\u0644\u062a\u0642\u0633\u064a\u0637\"><strong>\u0627\u0644\u0641\u0631\u0642 \u0627\u0644\u0623\u0633\u0627\u0633\u064a \u0628\u064a\u0646 \u0627\u0644\u0634\u0631\u0627\u0621 \u0627\u0644\u0646\u0642\u062f\u064a \u0648\u0627\u0644\u062a\u0642\u0633\u064a\u0637<\/strong><\/h2>\n\n\n\n<p>\u0647\u0644 \u062a\u062a\u0633\u0627\u0621\u0644 \u0645\u0627 \u0627\u0644\u0641\u0631\u0642 \u0627\u0644\u062d\u0642\u064a\u0642\u064a \u0628\u064a\u0646<a href=\"https:\/\/soumblog.wpenginepowered.com\/%d8%b4%d8%b1%d8%a7%d8%a1-%d8%b3%d9%8a%d8%a7%d8%b1%d8%a7%d8%aa-%d9%85%d8%b3%d8%aa%d8%b9%d9%85%d9%84%d8%a9-%d8%a8%d8%a3%d8%b3%d8%b9%d8%a7%d8%b1-%d9%85%d9%86%d8%a7%d8%b3%d8%a8%d8%a9\/\" target=\"_blank\" data-type=\"link\" data-id=\"https:\/\/soumblog.wpenginepowered.com\/%d8%b4%d8%b1%d8%a7%d8%a1-%d8%b3%d9%8a%d8%a7%d8%b1%d8%a7%d8%aa-%d9%85%d8%b3%d8%aa%d8%b9%d9%85%d9%84%d8%a9-%d8%a8%d8%a3%d8%b3%d8%b9%d8%a7%d8%b1-%d9%85%d9%86%d8%a7%d8%b3%d8%a8%d8%a9\/\" rel=\"noreferrer noopener\"> \u0634\u0631\u0627\u0621 \u0633\u064a\u0627\u0631\u0629 \u0645\u0633\u062a\u0639\u0645\u0644\u0629<\/a> \u0646\u0642\u062f\u064b\u0627 \u0623\u0648 \u0639\u0628\u0631 \u0646\u0638\u0627\u0645 \u062a\u0642\u0633\u064a\u0637 \u0627\u0644\u0633\u064a\u0627\u0631\u0627\u062a\u061f \u062f\u0639\u0646\u0627 \u0646\u0643\u0634\u0641 \u0644\u0643 \u0627\u0644\u062d\u0642\u0627\u0626\u0642 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\u0627\u0644\u0642\u064a\u0645\u0629.<\/li>\n\n\n\n<li>\u0627\u0644\u062a\u062d\u0631\u0631 \u0645\u0646 \u0627\u0644\u0634\u0631\u0648\u0637 \u0627\u0644\u0645\u0642\u064a\u062f\u0629 \u0645\u062b\u0644 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0625\u0644\u0632\u0627\u0645\u064a \u0623\u0648 \u062a\u0642\u064a\u064a\u0645 \u0627\u0644\u0628\u0646\u0643.<\/li>\n\n\n\n<li>\u062d\u0631\u064a\u0629 \u0627\u0644\u062a\u0635\u0631\u0641 \u0627\u0644\u0645\u0637\u0644\u0642 \u0641\u064a \u0627\u0644\u0633\u064a\u0627\u0631\u0629 (\u0628\u064a\u0639\u0647\u0627 \u0623\u0648 \u062a\u0639\u062f\u064a\u0644\u0647\u0627) \u062f\u0648\u0646 \u0642\u064a\u0648\u062f \u062a\u0645\u0648\u064a\u0644\u064a\u0629.<\/li>\n<\/ol>\n\n\n\n<p><strong>\u0646\u0638\u0627\u0645 \u062a\u0642\u0633\u064a\u0637 \u0627\u0644\u0633\u064a\u0627\u0631\u0627\u062a<\/strong><\/p>\n\n\n\n<p><strong>\u0643\u064a\u0641 \u064a\u0639\u0645\u0644\u061f<\/strong><\/p>\n\n\n\n<p><strong>\u0627\u0644\u062c\u0647\u0627\u062a \u0627\u0644\u0645\u0627\u0646\u062d\u0629<\/strong>: \u0627\u0644\u0628\u0646\u0648\u0643 \u0623\u0648 \u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0645\u062a\u062e\u0635\u0635\u0629.<\/p>\n\n\n\n<p><strong>\u0627\u0644\u0634\u0631\u0648\u0637 \u0627\u0644\u0623\u0633\u0627\u0633\u064a\u0629<\/strong>:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>\u0648\u062c\u0648\u062f \u0643\u0641\u064a\u0644 (\u0641\u064a \u0645\u0639\u0638\u0645 \u0627\u0644\u062d\u0627\u0644\u0627\u062a).<\/li>\n\n\n\n<li>\u062a\u0623\u0645\u064a\u0646 \u0634\u0627\u0645\u0644 \u0639\u0644\u0649 \u0627\u0644\u0633\u064a\u0627\u0631\u0629.<\/li>\n\n\n\n<li>\u0646\u0633\u0628\u0629 \u062a\u0645\u0648\u064a\u0644 \u062a\u062a\u0641\u0627\u0648\u062a \u0627\u0644\u0646\u0633\u0628 \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0647\u0627 \u0645\u0646 \u0642\u064a\u0645\u0629 \u0627\u0644\u0633\u064a\u0627\u0631\u0629 \u062d\u0633\u0628 \u0643\u0644 \u062c\u0647\u0629.<\/li>\n\n\n\n<li><strong>\u0627\u0644\u0645\u062f\u0629<\/strong>: \u062a\u0635\u0644 \u0625\u0644\u0649 5 \u0633\u0646\u0648\u0627\u062a \u0641\u064a \u0628\u0639\u0636 \u0627\u0644\u0628\u0631\u0627\u0645\u062c.<\/li>\n<\/ol>\n\n\n\n<div style=\"height:15px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/soumblog.wpenginepowered.com\/wp-content\/uploads\/2025\/04\/\u062a\u0642\u0633\u064a\u0637-\u0627\u0644\u0633\u064a\u0627\u0631\u0627\u062a-\u0627\u0644\u0645\u0633\u062a\u0639\u0645\u0644\u0629-1024x576.webp\" alt=\"\u062a\u0642\u0633\u064a\u0637 \u0627\u0644\u0633\u064a\u0627\u0631\u0627\u062a \u0627\u0644\u0645\u0633\u062a\u0639\u0645\u0644\u0629\" class=\"wp-image-6514\" title=\"\" srcset=\"https:\/\/soumblog.wpenginepowered.com\/wp-content\/uploads\/2025\/04\/\u062a\u0642\u0633\u064a\u0637-\u0627\u0644\u0633\u064a\u0627\u0631\u0627\u062a-\u0627\u0644\u0645\u0633\u062a\u0639\u0645\u0644\u0629-1024x576.webp 1024w, https:\/\/soumblog.wpenginepowered.com\/wp-content\/uploads\/2025\/04\/\u062a\u0642\u0633\u064a\u0637-\u0627\u0644\u0633\u064a\u0627\u0631\u0627\u062a-\u0627\u0644\u0645\u0633\u062a\u0639\u0645\u0644\u0629-300x169.webp 300w, https:\/\/soumblog.wpenginepowered.com\/wp-content\/uploads\/2025\/04\/\u062a\u0642\u0633\u064a\u0637-\u0627\u0644\u0633\u064a\u0627\u0631\u0627\u062a-\u0627\u0644\u0645\u0633\u062a\u0639\u0645\u0644\u0629-768x432.webp 768w, https:\/\/soumblog.wpenginepowered.com\/wp-content\/uploads\/2025\/04\/\u062a\u0642\u0633\u064a\u0637-\u0627\u0644\u0633\u064a\u0627\u0631\u0627\u062a-\u0627\u0644\u0645\u0633\u062a\u0639\u0645\u0644\u0629.webp 1280w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n<\/div>\n\n\n<div style=\"height:15px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"\u0645\u0645\u064a\u0632\u0627\u062a-\u0627\u0644\u0634\u0631\u0627\u0621-\u0627\u0644\u0646\u0642\u062f\u064a\"><strong>\u0645\u0645\u064a\u0632\u0627\u062a \u0627\u0644\u0634\u0631\u0627\u0621 \u0627\u0644\u0646\u0642\u062f\u064a<\/strong><\/h2>\n\n\n\n<p>\u064a\u062d\u062a\u0648\u064a \u0647\u0630\u0627 \u0627\u0644\u0646\u0648\u0639 \u0639\u0644\u0649 \u0645\u0632\u0627\u064a\u0627 \u063a\u064a\u0631 \u0645\u062a\u0648\u0642\u0639\u0629 \u062a\u062a\u062c\u0627\u0648\u0632 \u0645\u062c\u0631\u062f \u062a\u0648\u0641\u064a\u0631 \u0627\u0644\u0641\u0648\u0627\u0626\u062f \u0627\u0644\u062a\u064a \u062a\u0637\u0628\u0642 \u0639\u0644\u0649 \u0646\u0638\u0627\u0645 \u062a\u0642\u0633\u064a\u0637 \u0627\u0644\u0633\u064a\u0627\u0631\u0627\u062a\u061f \u062f\u0639\u0646\u0627 \u0646\u0643\u0634\u0641 \u0644\u0643 \u0647\u0630\u0647 \u0627\u0644\u0645\u0632\u0627\u064a\u0627 \u0627\u0644\u062e\u0641\u064a\u0629 \u0627\u0644\u062a\u064a \u0642\u062f \u062a\u063a\u064a\u0631 \u0642\u0631\u0627\u0631\u0643 \u062a\u0645\u0627\u0645\u0627\u064b:<\/p>\n\n\n\n<p><strong>\u0642\u0648\u0629 \u0627\u0644\u062a\u0641\u0627\u0648\u0636 \u0627\u0644\u0627\u0633\u062a\u062b\u0646\u0627\u0626\u064a\u0629<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u062a\u0635\u0644 \u0646\u0633\u0628\u0629 \u0627\u0644\u062e\u0635\u0645 \u0639\u0646\u062f \u0627\u0644\u0634\u0631\u0627\u0621 \u0627\u0644\u0646\u0642\u062f\u064a \u0625\u0644\u0649 25% \u0641\u064a \u0628\u0639\u0636 \u0627\u0644\u062d\u0627\u0644\u0627\u062a\u060c \u062e\u0627\u0635\u0629 \u0639\u0646\u062f:\n<ul class=\"wp-block-list\">\n<li>\u062a\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u0628\u064a\u0639 \u0627\u0644\u0641\u0648\u0631\u064a (\u0639\u0646\u062f\u0645\u0627 \u064a\u062d\u062a\u0627\u062c \u0627\u0644\u0628\u0627\u0626\u0639 \u0644\u0633\u064a\u0648\u0644\u0629 \u0633\u0631\u064a\u0639\u0629).<\/li>\n\n\n\n<li>\u0646\u0647\u0627\u064a\u0629 \u0627\u0644\u0634\u0647\u0631 (\u0639\u0646\u062f\u0645\u0627 \u064a\u0631\u064a\u062f \u0627\u0644\u062a\u062c\u0627\u0631 \u062a\u062d\u0642\u064a\u0642 \u0623\u0647\u062f\u0627\u0641 \u0645\u0628\u064a\u0639\u0627\u062a\u0647\u0645).<\/li>\n\n\n\n<li>\u0627\u0644\u0633\u064a\u0627\u0631\u0627\u062a \u0627\u0644\u062a\u064a \u0628\u0642\u064a\u062a \u0641\u064a \u0627\u0644\u0645\u0639\u0631\u0636 \u0644\u0641\u062a\u0631\u0627\u062a \u0637\u0648\u064a\u0644\u0629.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n<p><strong>\u0627\u0644\u062a\u062d\u0631\u0631 \u0645\u0646 \u0627\u0644\u0642\u064a\u0648\u062f \u0627\u0644\u062a\u0645\u0648\u064a\u0644\u064a\u0629<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0644\u0627 \u062a\u0644\u062a\u0632\u0645 \u0628\u0634\u0631\u0648\u0637 \u0627\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u0635\u0627\u0631\u0645\u0629 \u0645\u062b\u0644:\n<ul class=\"wp-block-list\">\n<li>\u0627\u0634\u062a\u0631\u0627\u0637 \u062a\u0623\u0645\u064a\u0646 \u0645\u0639\u064a\u0646 \u0642\u062f \u064a\u0643\u0648\u0646 \u0645\u0643\u0644\u0641\u0627\u064b.<\/li>\n\n\n\n<li>\u062a\u0642\u064a\u064a\u062f\u0627\u062a \u062a\u0639\u062f\u064a\u0644 \u0627\u0644\u0633\u064a\u0627\u0631\u0629 (\u0628\u0639\u0636 \u0628\u0631\u0627\u0645\u062c \u0627\u0644\u062a\u0642\u0633\u064a\u0637 \u062a\u0645\u0646\u0639 \u0627\u0644\u062a\u0639\u062f\u064a\u0644\u0627\u062a).<\/li>\n\n\n\n<li>\u0645\u062a\u0637\u0644\u0628\u0627\u062a \u0627\u0644\u0635\u064a\u0627\u0646\u0629 \u0627\u0644\u062f\u0648\u0631\u064a\u0629 \u0644\u062f\u0649 \u0648\u0631\u0634 \u0645\u0639\u062a\u0645\u062f\u0629.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n<p><strong>\u0645\u0631\u0648\u0646\u0629 \u0627\u0644\u0628\u064a\u0639 \u0627\u0644\u0641\u0648\u0631\u064a<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u064a\u0645\u0643\u0646\u0643 \u0628\u064a\u0639 \u0627\u0644\u0633\u064a\u0627\u0631\u0629 \u0641\u064a \u0623\u064a \u0648\u0642\u062a \u062f\u0648\u0646 \u0642\u064a\u0648\u062f:\n<ul class=\"wp-block-list\">\n<li>\u0644\u0627 \u062d\u0627\u062c\u0629 \u0644\u0645\u0648\u0627\u0641\u0642\u0629 \u062c\u0647\u0629 \u0627\u0644\u062a\u0645\u0648\u064a\u0644.<\/li>\n\n\n\n<li>\u0644\u0627 \u0645\u062e\u0627\u0648\u0641 \u0645\u0646 \u0631\u0633\u0648\u0645 \u0627\u0644\u062a\u0633\u0648\u064a\u0629 \u0627\u0644\u0645\u0628\u0643\u0631\u0629.<\/li>\n\n\n\n<li>\u0625\u0645\u0643\u0627\u0646\u064a\u0629 \u0627\u0644\u0628\u064a\u0639 \u0628\u0633\u0631\u0639\u0629 \u0623\u0643\u0628\u0631 (\u0628\u0639\u0636 \u0627\u0644\u0645\u0634\u062a\u0631\u064a\u0646 \u064a\u0641\u0636\u0644\u0648\u0646 \u0627\u0644\u0633\u064a\u0627\u0631\u0627\u062a \u063a\u064a\u0631 \u0627\u0644\u0645\u0631\u0647\u0648\u0646\u0629).<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n<p><strong>\u062a\u0648\u0641\u064a\u0631 \u063a\u064a\u0631 \u0645\u062a\u0648\u0642\u0639 \u0641\u064a \u0627\u0644\u062a\u0643\u0627\u0644\u064a\u0641 \u0627\u0644\u062c\u0627\u0646\u0628\u064a\u0629<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u062a\u0648\u0641\u064a\u0631 \u0645\u0627 \u064a\u0642\u0627\u0631\u0628 5,000-10,000 \u0631\u064a\u0627\u0644 \u0633\u0646\u0648\u064a\u0627\u064b \u0639\u0644\u0649:\n<ul class=\"wp-block-list\">\n<li>\u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0645\u0631\u0646 (\u064a\u0645\u0643\u0646\u0643 \u0627\u062e\u062a\u064a\u0627\u0631 \u0627\u0644\u062a\u063a\u0637\u064a\u0627\u062a \u0627\u0644\u062a\u064a \u062a\u0646\u0627\u0633\u0628\u0643 \u0641\u0642\u0637).<\/li>\n\n\n\n<li>\u0635\u064a\u0627\u0646\u0629 \u0641\u064a \u0627\u0644\u0648\u0631\u0634\u0629 \u0627\u0644\u062a\u064a \u062a\u062e\u062a\u0627\u0631\u0647\u0627 (\u0628\u062f\u0648\u0646 \u0627\u0634\u062a\u0631\u0627\u0637 \u0648\u0631\u0634 \u0645\u0639\u062a\u0645\u062f\u0629).<\/li>\n\n\n\n<li>\u062a\u062c\u0646\u0628 \u0631\u0633\u0648\u0645 \u0625\u062f\u0627\u0631\u064a\u0629 \u0642\u062f \u062a\u0635\u0644 \u0625\u0644\u0649 2% \u0645\u0646 \u0642\u064a\u0645\u0629 \u0627\u0644\u062a\u0645\u0648\u064a\u0644.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n<p><strong>\u062d\u0645\u0627\u064a\u0629 \u0645\u0646 \u0627\u0644\u062a\u0642\u0644\u0628\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u062b\u0628\u0627\u062a \u0627\u0644\u062a\u0643\u0644\u0641\u0629 \u0627\u0644\u0625\u062c\u0645\u0627\u0644\u064a\u0629 (\u0644\u0627 \u0645\u062e\u0627\u0637\u0631 \u0645\u0646 \u0627\u0631\u062a\u0641\u0627\u0639 \u0623\u0633\u0639\u0627\u0631 \u0627\u0644\u0641\u0627\u0626\u062f\u0629).<\/li>\n\n\n\n<li>\u0639\u062f\u0645 \u0627\u0644\u062a\u0623\u062b\u0631 \u0628\u062a\u063a\u064a\u0631\u0627\u062a \u0633\u064a\u0627\u0633\u0627\u062a \u0627\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u062a\u0645\u0648\u064a\u0644\u064a\u0629.<\/li>\n\n\n\n<li>\u062a\u062c\u0646\u0628 \u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u062a\u0642\u064a\u064a\u0645\u0627\u062a \u0627\u0644\u0628\u0646\u0643\u064a\u0629 \u0627\u0644\u062a\u064a \u0642\u062f \u062a\u062e\u0641\u0636 \u0642\u064a\u0645\u0629 \u0633\u064a\u0627\u0631\u062a\u0643.<\/li>\n<\/ul>\n\n\n\n<p><strong>\u0645\u064a\u0632\u0629 \u0646\u0641\u0633\u064a\u0629 \u0644\u0627 \u062a\u0642\u062f\u0631 \u0628\u062b\u0645\u0646<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0634\u0639\u0648\u0631 \u0628\u0627\u0644\u0645\u0644\u0643\u064a\u0629 \u0627\u0644\u062d\u0642\u064a\u0642\u064a\u0629 \u062f\u0648\u0646 \u062f\u064a\u0648\u0646.<\/li>\n\n\n\n<li>\u0631\u0627\u062d\u0629 \u0628\u0627\u0644 \u0645\u0646 \u0645\u062a\u0627\u0628\u0639\u0629 \u0627\u0644\u062f\u0641\u0639\u0627\u062a \u0627\u0644\u0634\u0647\u0631\u064a\u0629.<\/li>\n\n\n\n<li>\u062d\u0631\u064a\u0629 \u0645\u0637\u0644\u0642\u0629 \u0641\u064a \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u0633\u064a\u0627\u0631\u0629 \u0643\u0645\u0627 \u062a\u0634\u0627\u0621.<\/li>\n<\/ul>\n\n\n\n<div style=\"height:15px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"\u0645\u0645\u064a\u0632\u0627\u062a-\u0646\u0638\u0627\u0645-\u062a\u0642\u0633\u064a\u0637-\u0627\u0644\u0633\u064a\u0627\u0631\u0627\u062a\"><strong>\u0645\u0645\u064a\u0632\u0627\u062a \u0646\u0638\u0627\u0645 \u062a\u0642\u0633\u064a\u0637 \u0627\u0644\u0633\u064a\u0627\u0631\u0627\u062a<\/strong><\/h2>\n\n\n\n<p>\u0647\u0644 \u062a\u0639\u062a\u0642\u062f \u0623\u0646 \u0646\u0638\u0627\u0645 \u062a\u0642\u0633\u064a\u0637 \u0627\u0644\u0633\u064a\u0627\u0631\u0627\u062a \u0645\u062c\u0631\u062f \u0648\u0633\u064a\u0644\u0629 \u0644\u062a\u0645\u0648\u064a\u0644 \u0634\u0631\u0627\u0621 \u0645\u0631\u0643\u0628\u0629\u061f \u0641\u064a \u0627\u0644\u0648\u0627\u0642\u0639\u060c \u0647\u0646\u0627\u0643 \u0645\u0632\u0627\u064a\u0627 \u063a\u064a\u0631 \u0645\u062a\u0648\u0642\u0639\u0629 \u062a\u062c\u0639\u0644\u0647 \u062e\u064a\u0627\u0631\u0627\u064b \u0627\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a\u0627\u064b \u0644\u0644\u0623\u0630\u0643\u064a\u0627\u0621. \u062f\u0639\u0646\u0627 \u0646\u0633\u062a\u0643\u0634\u0641 \u0647\u0630\u0647 \u0627\u0644\u0645\u0632\u0627\u064a\u0627 \u0627\u0644\u062e\u0641\u064a\u0629 \u0627\u0644\u062a\u064a \u0642\u062f \u062a\u063a\u064a\u0631 \u0646\u0638\u0631\u062a\u0643 \u062a\u0645\u0627\u0645\u0627\u064b:<\/p>\n\n\n\n<p><strong>\u0627\u0644\u062d\u0641\u0627\u0638 \u0639\u0644\u0649 \u0627\u0644\u0633\u064a\u0648\u0644\u0629 \u0627\u0644\u0645\u0627\u0644\u064a\u0629<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u062d\u0645\u0627\u064a\u0629 \u0631\u0623\u0633 \u0627\u0644\u0645\u0627\u0644<\/strong>: \u0627\u0644\u0627\u062d\u062a\u0641\u0627\u0638 \u0628\u0645\u062f\u062e\u0631\u0627\u062a\u0643 \u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631\u0627\u062a \u0623\u0643\u062b\u0631 \u0631\u0628\u062d\u064a\u0629 (\u0645\u062b\u0644 \u0627\u0644\u0639\u0642\u0627\u0631 \u0623\u0648 \u0627\u0644\u0645\u0634\u0627\u0631\u064a\u0639).<\/li>\n\n\n\n<li><strong>\u0645\u0648\u0627\u062c\u0647\u0629 \u0627\u0644\u0637\u0648\u0627\u0631\u0626<\/strong>: \u0627\u0644\u0642\u062f\u0631\u0629 \u0639\u0644\u0649 \u062a\u063a\u0637\u064a\u0629 \u0646\u0641\u0642\u0627\u062a \u063a\u064a\u0631 \u0645\u062a\u0648\u0642\u0639\u0629 (\u0639\u0644\u0627\u062c\u060c \u0633\u0641\u0631 \u0639\u0627\u062c\u0644\u060c \u0645\u0634\u0627\u0643\u0644 \u0645\u0647\u0646\u064a\u0629).<\/li>\n\n\n\n<li><strong>\u0627\u0644\u0627\u0633\u062a\u0641\u0627\u062f\u0629 \u0645\u0646 \u0627\u0644\u0641\u0631\u0635<\/strong>: \u0627\u0645\u062a\u0644\u0627\u0643 \u0633\u064a\u0648\u0644\u0629 \u0644\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0641\u064a \u0639\u0631\u0648\u0636 \u0645\u062d\u062f\u0648\u062f\u0629 \u0627\u0644\u0648\u0642\u062a (\u062e\u0635\u0648\u0645\u0627\u062a\u060c \u0623\u0633\u0647\u0645\u060c \u0645\u0634\u0627\u0631\u064a\u0639 \u0646\u0627\u0634\u0626\u0629).<\/li>\n<\/ul>\n\n\n\n<p><strong>\u062a\u0631\u0642\u064a\u0629 \u0645\u0633\u062a\u0648\u0649 \u0627\u0644\u0633\u064a\u0627\u0631\u0629 \u0628\u0634\u0643\u0644 \u0630\u0643\u064a<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u0642\u0641\u0632\u0629 \u0646\u0648\u0639\u064a\u0629<\/strong>: \u0625\u0645\u0643\u0627\u0646\u064a\u0629 \u0634\u0631\u0627\u0621 \u0633\u064a\u0627\u0631\u0629 \u0628\u0645\u0648\u0627\u0635\u0641\u0627\u062a \u0623\u0639\u0644\u0649 \u0645\u0646 \u0625\u0645\u0643\u0627\u0646\u064a\u0627\u062a\u0643 \u0627\u0644\u0646\u0642\u062f\u064a\u0629.<\/li>\n\n\n\n<li><strong>\u062a\u0648\u0632\u064a\u0639 \u0627\u0644\u062a\u0643\u0644\u0641\u0629<\/strong>: \u062f\u0641\u0639 \u0641\u0631\u0642 \u0627\u0644\u0645\u0648\u0627\u0635\u0641\u0627\u062a \u0639\u0644\u0649 \u0633\u0646\u0648\u0627\u062a \u0628\u062f\u0644\u0627\u064b \u0645\u0646 \u062f\u0641\u0639\u0629 \u0648\u0627\u062d\u062f\u0629.<\/li>\n<\/ul>\n\n\n\n<p><strong>\u0636\u0645\u0627\u0646\u0627\u062a \u0648\u062d\u0645\u0627\u064a\u0629 \u063a\u064a\u0631 \u0645\u062a\u0648\u0642\u0639\u0629<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u062a\u0645\u062f\u064a\u062f \u0627\u0644\u0636\u0645\u0627\u0646<\/strong>:\n<ul class=\"wp-block-list\">\n<li>\u0636\u0645\u0627\u0646 \u0625\u0636\u0627\u0641\u064a 1-2 \u0633\u0646\u0629 \u0639\u0644\u0649 \u0627\u0644\u0645\u062d\u0631\u0643 \u0648\u0646\u0627\u0642\u0644 \u0627\u0644\u062d\u0631\u0643\u0629.<\/li>\n\n\n\n<li>\u062a\u063a\u0637\u064a\u0629 \u0623\u0639\u0637\u0627\u0644 \u0643\u0647\u0631\u0628\u0627\u0626\u064a\u0629 \u0642\u062f \u062a\u0635\u0644 \u062a\u0643\u0644\u0641\u062a\u0647\u0627 \u0625\u0644\u0649 15,000 \u0631\u064a\u0627\u0644.<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>\u062d\u0645\u0627\u064a\u0629 \u0645\u0646 \u0627\u0644\u0627\u0646\u062e\u0641\u0627\u0636<\/strong>:\n<ul class=\"wp-block-list\">\n<li>\u062a\u0623\u0645\u064a\u0646 \u0639\u0644\u0649 \u0627\u0644\u0642\u064a\u0645\u0629 \u0627\u0644\u0633\u0648\u0642\u064a\u0629 \u0641\u064a \u062d\u0627\u0644 \u0627\u0644\u062d\u0648\u0627\u062f\u062b.<\/li>\n\n\n\n<li>\u0625\u0639\u0627\u062f\u0629 \u062a\u0642\u064a\u064a\u0645 \u0645\u062c\u0627\u0646\u064a\u0629 \u0628\u0639\u062f 3 \u0633\u0646\u0648\u0627\u062a.<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>\u062e\u062f\u0645\u0627\u062a \u0645\u0631\u0641\u0642\u0629<\/strong>:\n<ul class=\"wp-block-list\">\n<li>\u0645\u0633\u0627\u0639\u062f\u0629 \u0639\u0644\u0649 \u0627\u0644\u0637\u0631\u064a\u0642 \u0645\u062c\u0627\u0646\u0627\u064b \u0637\u0648\u0627\u0644 \u0645\u062f\u0629 \u0627\u0644\u062a\u0645\u0648\u064a\u0644.<\/li>\n\n\n\n<li>\u062e\u0635\u0648\u0645\u0627\u062a \u0639\u0644\u0649 \u0627\u0644\u0635\u064a\u0627\u0646\u0629 \u0627\u0644\u062f\u0648\u0631\u064a\u0629.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n<p><strong>\u0628\u0646\u0627\u0621 \u062a\u0627\u0631\u064a\u062e \u0627\u0626\u062a\u0645\u0627\u0646\u064a \u0645\u0645\u062a\u0627\u0632<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u062a\u062d\u0633\u064a\u0646 \u0627\u0644\u062a\u0635\u0646\u064a\u0641 \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646\u064a<\/strong>:\n<ul class=\"wp-block-list\">\n<li>\u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0642\u0631\u0648\u0636 \u0623\u0643\u0628\u0631 \u0645\u0633\u062a\u0642\u0628\u0644\u0627\u064b.<\/li>\n\n\n\n<li>\u062a\u062e\u0641\u064a\u0636 \u0623\u0633\u0639\u0627\u0631 \u0627\u0644\u0641\u0627\u0626\u062f\u0629 \u0639\u0644\u0649 \u0627\u0644\u062a\u0645\u0648\u064a\u0644\u0627\u062a \u0627\u0644\u0623\u062e\u0631\u0649.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n<div style=\"height:15px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"\u0633\u0644\u0628\u064a\u0627\u062a-\u0627\u0644\u0634\u0631\u0627\u0621-\u0627\u0644\u0646\u0642\u062f\u064a\"><strong>\u0633\u0644\u0628\u064a\u0627\u062a \u0627\u0644\u0634\u0631\u0627\u0621 \u0627\u0644\u0646\u0642\u062f\u064a <\/strong><\/h2>\n\n\n\n<p><strong>1. \u0627\u0633\u062a\u0646\u0632\u0627\u0641 \u0627\u0644\u0633\u064a\u0648\u0644\u0629 \u0628\u0627\u0644\u0643\u0627\u0645\u0644:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0642\u062f \u062a\u0636\u0637\u0631 \u0644\u0633\u062d\u0628 \u0643\u0644 \u0645\u062f\u062e\u0631\u0627\u062a\u0643 \u0623\u0648 \u0628\u064a\u0639 \u0627\u0633\u062a\u062b\u0645\u0627\u0631\u0627\u062a\u0643.<\/li>\n\n\n\n<li>\u062a\u062a\u0631\u0643 \u0646\u0641\u0633\u0643 \u062f\u0648\u0646 \u0634\u0628\u0643\u0629 \u0623\u0645\u0627\u0646 \u0645\u0627\u0644\u064a \u0644\u0644\u0637\u0648\u0627\u0631\u0626.<\/li>\n\n\n\n<li>\u062f\u0631\u0627\u0633\u0629 \u062d\u0627\u0644\u0629: \u0644\u0648 \u0627\u062d\u062a\u062c\u062a 50,000 \u0631\u064a\u0627\u0644 \u0637\u0627\u0631\u0626\u0629 \u0628\u0639\u062f \u0627\u0644\u0634\u0631\u0627\u0621\u060c \u0642\u062f \u062a\u0636\u0637\u0631 \u0644\u0644\u0627\u0642\u062a\u0631\u0627\u0636 \u0628\u0641\u0627\u0626\u062f\u0629 \u0623\u0639\u0644\u0649 \u0645\u0646 \u0627\u0644\u0641\u0627\u0626\u062f\u0629 \u0627\u0644\u0645\u0648\u062c\u0648\u062f\u0629 \u0641\u064a \u0646\u0638\u0627\u0645 \u062a\u0642\u0633\u064a\u0637.<br><\/li>\n<\/ul>\n\n\n\n<p><strong>2. \u062e\u0633\u0627\u0631\u0629 \u0627\u0644\u0641\u0631\u0635 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631\u064a\u0629:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0627\u0644\u0645\u062f\u0641\u0648\u0639\u0629 \u0646\u0642\u062f\u0627\u064b \u062a\u0641\u0642\u062f\u0643 \u0627\u0644\u0633\u064a\u0648\u0644\u0629 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0627\u0644\u062a\u064a \u062a\u0633\u0627\u0639\u062f\u0643 \u0639\u0644\u0649 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631.<\/li>\n\n\n\n<li>\u064a\u0645\u0643\u0646 \u0623\u0646 \u062a\u0643\u0648\u0646 \u0642\u062f \u062d\u0642\u0642\u062a \u0639\u0627\u0626\u062f\u0627\u064b \u0623\u0639\u0644\u0649 \u0644\u0648 \u0627\u0633\u062a\u062b\u0645\u0631\u062a\u0647\u0627 \u0628\u062f\u0644\u0627\u064b \u0645\u0646 \u0627\u0644\u0634\u0631\u0627\u0621 \u0627\u0644\u0646\u0642\u062f\u064a.<\/li>\n\n\n\n<li>\u0645\u062b\u0627\u0644: 100,000 \u0631\u064a\u0627\u0644 \u0641\u064a \u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0628\u0639\u0627\u0626\u062f 7% \u0633\u0646\u0648\u064a\u0627\u064b = 140,000 \u0631\u064a\u0627\u0644 \u062e\u0644\u0627\u0644 5 \u0633\u0646\u0648\u0627\u062a.<br><\/li>\n<\/ul>\n\n\n\n<p><strong>3. \u0645\u062e\u0627\u0637\u0631 \u0627\u0646\u062e\u0641\u0627\u0636 \u0627\u0644\u0642\u064a\u0645\u0629 \u0627\u0644\u0645\u0641\u0627\u062c\u0626:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0644\u0627 \u064a\u0648\u062c\u062f \u062a\u0623\u0645\u064a\u0646 \u0639\u0644\u0649 \u0627\u0644\u0642\u064a\u0645\u0629 \u0627\u0644\u0633\u0648\u0642\u064a\u0629.<\/li>\n\n\n\n<li>\u0641\u064a \u062d\u0627\u0644\u0629 \u0627\u0644\u062d\u0648\u0627\u062f\u062b \u0623\u0648 \u0627\u0644\u0623\u0639\u0637\u0627\u0644 \u0627\u0644\u0643\u0628\u064a\u0631\u0629\u060c \u064a\u0645\u0643\u0646 \u0623\u0646 \u062a\u062e\u0633\u0631 \u0643\u0644 \u0627\u0644\u0645\u0628\u0644\u063a \u0627\u0644\u0645\u062f\u0641\u0648\u0639.<\/li>\n\n\n\n<li>\u0628\u0639\u0636 \u0627\u0644\u0633\u064a\u0627\u0631\u0627\u062a \u062a\u0641\u0642\u062f 30% \u0645\u0646 \u0642\u064a\u0645\u062a\u0647\u0627 \u062e\u0644\u0627\u0644 \u0627\u0644\u0633\u0646\u0629 \u0627\u0644\u0623\u0648\u0644\u0649 \u0641\u0642\u0637!<\/li>\n<\/ul>\n\n\n\n<p><strong>\u0633\u0644\u0628\u064a\u0627\u062a \u0627\u0644\u0646\u0638\u0627\u0645 \u0628\u0627\u0644\u062a\u0642\u0633\u064a\u0637 <\/strong><strong><br><\/strong><\/p>\n\n\n\n<p><strong>1. \u0627\u0644\u0641\u0648\u0627\u0626\u062f \u0627\u0644\u0645\u062e\u0641\u064a\u0629:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0627\u0644\u0641\u0648\u0627\u0626\u062f \u0627\u0644\u0645\u062a\u0631\u0627\u0643\u0645\u0629 \u0642\u062f \u062a\u0635\u0644 \u0644\u0640 30% \u0645\u0646 \u0642\u064a\u0645\u0629 \u0627\u0644\u0633\u064a\u0627\u0631\u0629.<\/li>\n\n\n\n<li>\u0645\u062b\u0627\u0644: \u0633\u064a\u0627\u0631\u0629 100,000 \u0631\u064a\u0627\u0644 \u0642\u062f \u062a\u0643\u0644\u0641\u0643 130,000 \u0631\u064a\u0627\u0644 \u0628\u0639\u062f 5 \u0633\u0646\u0648\u0627\u062a.<\/li>\n\n\n\n<li>\u063a\u0627\u0644\u0628\u0627\u064b \u0645\u0627 \u062a\u0643\u0648\u0646 \u0627\u0644\u0641\u0648\u0627\u0626\u062f \u0623\u0639\u0644\u0649 \u0644\u0644\u0633\u064a\u0627\u0631\u0627\u062a \u0627\u0644\u0645\u0633\u062a\u0639\u0645\u0644\u0629 \u0645\u0642\u0627\u0631\u0646\u0629 \u0628\u0627\u0644\u062c\u062f\u064a\u062f\u0629.<br><\/li>\n<\/ul>\n\n\n\n<p><strong>2. \u0627\u0644\u0642\u064a\u0648\u062f \u0627\u0644\u0645\u062c\u0647\u0648\u0644\u0629:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0627\u0634\u062a\u0631\u0627\u0637 \u062a\u0623\u0645\u064a\u0646 \u0634\u0627\u0645\u0644 \u0628\u0623\u0633\u0639\u0627\u0631 \u0645\u0636\u0627\u0639\u0641\u0629.<\/li>\n\n\n\n<li>\u0645\u0646\u0639 \u0625\u062c\u0631\u0627\u0621 \u0623\u064a \u062a\u0639\u062f\u064a\u0644\u0627\u062a \u0639\u0644\u0649 \u0627\u0644\u0633\u064a\u0627\u0631\u0629 \u062f\u0648\u0646 \u0645\u0648\u0627\u0641\u0642\u0629 \u0627\u0644\u062c\u0647\u0629 \u0627\u0644\u0645\u0645\u0648\u0644\u0629.<\/li>\n\n\n\n<li>\u063a\u0631\u0627\u0645\u0627\u062a \u0628\u0627\u0647\u0638\u0629 \u0639\u0644\u0649 \u0627\u0644\u0633\u062f\u0627\u062f \u0627\u0644\u0645\u0628\u0643\u0631 (\u0642\u062f \u062a\u0635\u0644 \u0644\u0640 5% \u0645\u0646 \u0627\u0644\u0645\u062a\u0628\u0642\u064a).<br><\/li>\n<\/ul>\n\n\n\n<p><strong>3. \u0641\u062e \u0627\u0644\u062f\u064a\u0648\u0646 \u0627\u0644\u0645\u062a\u0643\u0631\u0631\u0629:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>73% \u0645\u0646 \u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u064a\u0642\u0639\u0648\u0646 \u0641\u064a \u062f\u0627\u0626\u0631\u0629 \u0627\u0644\u0627\u0642\u062a\u0631\u0627\u0636 \u0627\u0644\u0645\u0633\u062a\u0645\u0631.<\/li>\n\n\n\n<li>\u0628\u0639\u062f \u0627\u0646\u062a\u0647\u0627\u0621 \u0627\u0644\u062a\u0642\u0633\u064a\u0637\u060c \u062a\u0643\u0648\u0646 \u0627\u0644\u0633\u064a\u0627\u0631\u0629 \u0642\u062f \u0641\u0642\u062f\u062a \u0645\u0639\u0638\u0645 \u0642\u064a\u0645\u062a\u0647\u0627.<\/li>\n\n\n\n<li>\u062e\u0637\u0631 \u0627\u0644\u062a\u062e\u0644\u0641 \u0639\u0646 \u0627\u0644\u0633\u062f\u0627\u062f (\u0645\u0635\u0627\u062f\u0631\u0629 \u0627\u0644\u0633\u064a\u0627\u0631\u0629 + \u062a\u062f\u0645\u064a\u0631 \u0627\u0644\u062a\u0635\u0646\u064a\u0641 \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646\u064a).<br><\/li>\n<\/ul>\n\n\n\n<p><strong>4. \u0627\u0644\u062a\u0642\u064a\u064a\u0645 \u0627\u0644\u0645\u062c\u062d\u0641:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0627\u0644\u062c\u0647\u0627\u062a \u0627\u0644\u0645\u0645\u0648\u0644\u0629 \u062a\u0642\u064a\u0645 \u0627\u0644\u0633\u064a\u0627\u0631\u0627\u062a \u0627\u0644\u0645\u0633\u062a\u0639\u0645\u0644\u0629 \u0628\u0623\u0642\u0644 \u0645\u0646 \u0633\u0639\u0631 \u0627\u0644\u0633\u0648\u0642.<\/li>\n\n\n\n<li>\u0642\u062f \u062a\u0636\u0637\u0631 \u0644\u062f\u0641\u0639 \u0627\u0644\u0641\u0631\u0642 \u0646\u0642\u062f\u0627\u064b \u0625\u0630\u0627 \u0643\u0627\u0646 \u0627\u0644\u062a\u0642\u064a\u064a\u0645 \u0623\u0642\u0644 \u0645\u0646 \u0633\u0639\u0631 \u0627\u0644\u0634\u0631\u0627\u0621.<\/li>\n\n\n\n<li>\u0645\u062b\u0627\u0644: \u0625\u0630\u0627 \u0627\u0634\u062a\u0631\u064a\u062a \u0628\u0640 80,000 \u0631\u064a\u0627\u0644 \u0648\u0642\u062f\u0651\u0631\u0647\u0627 \u0627\u0644\u0645\u0645\u0648\u0644 \u0628\u0640 70,000 \u0631\u064a\u0627\u0644\u060c \u0639\u0644\u064a\u0643 \u062f\u0641\u0639 10,000 \u0631\u064a\u0627\u0644 \u0641\u0648\u0631\u0627\u064b \u0644\u0644\u0628\u0627\u0626\u0639 \u0625\u0630\u0627 \u0643\u0646\u062a \u062a\u0631\u063a\u0628 \u0641\u064a \u0625\u062a\u0645\u0627\u0645 \u0627\u0644\u0635\u0641\u0642\u0629.<\/li>\n<\/ul>\n\n\n\n<div style=\"height:15px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img decoding=\"async\" width=\"736\" height=\"460\" src=\"https:\/\/soumblog.wpenginepowered.com\/wp-content\/uploads\/2025\/04\/\u0627\u0644\u0633\u064a\u0627\u0631\u0627\u062a-\u0627\u0644\u0645\u0633\u062a\u0639\u0645\u0644\u0629-2.webp\" alt=\"\u0627\u0644\u0633\u064a\u0627\u0631\u0627\u062a \u0627\u0644\u0645\u0633\u062a\u0639\u0645\u0644\u0629\" class=\"wp-image-6516\" title=\"\" srcset=\"https:\/\/soumblog.wpenginepowered.com\/wp-content\/uploads\/2025\/04\/\u0627\u0644\u0633\u064a\u0627\u0631\u0627\u062a-\u0627\u0644\u0645\u0633\u062a\u0639\u0645\u0644\u0629-2.webp 736w, https:\/\/soumblog.wpenginepowered.com\/wp-content\/uploads\/2025\/04\/\u0627\u0644\u0633\u064a\u0627\u0631\u0627\u062a-\u0627\u0644\u0645\u0633\u062a\u0639\u0645\u0644\u0629-2-300x188.webp 300w, https:\/\/soumblog.wpenginepowered.com\/wp-content\/uploads\/2025\/04\/\u0627\u0644\u0633\u064a\u0627\u0631\u0627\u062a-\u0627\u0644\u0645\u0633\u062a\u0639\u0645\u0644\u0629-2-150x95.webp 150w, https:\/\/soumblog.wpenginepowered.com\/wp-content\/uploads\/2025\/04\/\u0627\u0644\u0633\u064a\u0627\u0631\u0627\u062a-\u0627\u0644\u0645\u0633\u062a\u0639\u0645\u0644\u0629-2-400x250.webp 400w\" sizes=\"(max-width: 736px) 100vw, 736px\" \/><\/figure>\n<\/div>\n\n\n<div style=\"height:14px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"\u0646\u0635\u0627\u0626\u062d-\u0630\u0647\u0628\u064a\u0629-\u0644\u0627\u062e\u062a\u064a\u0627\u0631-\u0627\u0644\u0623\u0641\u0636\u0644-\u0644\u0643\"><strong>\u0646\u0635\u0627\u0626\u062d \u0630\u0647\u0628\u064a\u0629 \u0644\u0627\u062e\u062a\u064a\u0627\u0631 \u0627\u0644\u0623\u0641\u0636\u0644 \u0644\u0643<\/strong><\/h2>\n\n\n\n<p>\u0625\u0630\u0627 \u0643\u0646\u062a \u062a\u062a\u0633\u0627\u0621\u0644 \u0643\u064a\u0641 \u062a\u062e\u062a\u0627\u0631 \u0628\u064a\u0646 \u0627\u0644\u0634\u0631\u0627\u0621 \u0627\u0644\u0646\u0642\u062f\u064a \u0648\u0646\u0638\u0627\u0645 \u062a\u0642\u0633\u064a\u0637 \u0627\u0644\u0633\u064a\u0627\u0631\u0627\u062a \u062f\u0648\u0646 \u0646\u062f\u0645! \u062f\u0639\u0646\u0627 \u0646\u0631\u0634\u062f\u0643 \u0625\u0644\u0649 \u0627\u0644\u0645\u0639\u0627\u064a\u064a\u0631 \u0627\u0644\u0630\u0643\u064a\u0629 \u0627\u0644\u062a\u064a \u062a\u062d\u0642\u0642 \u0644\u0643 \u0627\u0644\u062a\u0648\u0627\u0632\u0646 \u0627\u0644\u0645\u0627\u0644\u064a \u0627\u0644\u0623\u0645\u062b\u0644.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"\u0645\u062a\u0649-\u064a\u0643\u0648\u0646-\u0646\u0638\u0627\u0645-\u062a\u0642\u0633\u064a\u0637-\u0627\u0644\u0633\u064a\u0627\u0631\u0627\u062a-\u0627\u0644\u062e\u064a\u0627\u0631-\u0627\u0644\u0623\u0645\u062b\u0644\u061f\"><strong>\u0645\u062a\u0649 \u064a\u0643\u0648\u0646 \u0646\u0638\u0627\u0645 \u062a\u0642\u0633\u064a\u0637 \u0627\u0644\u0633\u064a\u0627\u0631\u0627\u062a \u0627\u0644\u062e\u064a\u0627\u0631 \u0627\u0644\u0623\u0645\u062b\u0644\u061f<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u0644\u0644\u062d\u0641\u0627\u0638 \u0639\u0644\u0649 \u0627\u0644\u0633\u064a\u0648\u0644\u0629<\/strong>: \u0625\u0630\u0627 \u0643\u0646\u062a \u0628\u062d\u0627\u062c\u0629 \u0625\u0644\u0649 \u0627\u0644\u0627\u062d\u062a\u0641\u0627\u0638 \u0628\u062c\u0632\u0621 \u0645\u0646 \u0645\u062f\u062e\u0631\u0627\u062a\u0643 \u0644\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0623\u0648 \u0627\u0644\u0637\u0648\u0627\u0631\u0626.<\/li>\n\n\n\n<li><strong>\u0639\u0646\u062f \u062a\u0648\u0641\u0631 \u0639\u0631\u0648\u0636 \u062a\u0645\u0648\u064a\u0644\u064a\u0629 \u0627\u0633\u062a\u062b\u0646\u0627\u0626\u064a\u0629<\/strong>: \u0645\u062b\u0644 \u0641\u062a\u0631\u0627\u062a \u0627\u0644\u062e\u0635\u0648\u0645\u0627\u062a \u0641\u064a \u0627\u0644\u062c\u0647\u0627\u062a \u0627\u0644\u0645\u0645\u0648\u0644\u0629 \u0623\u0648 \u0628\u0631\u0627\u0645\u062c \u0627\u0644\u062a\u0642\u0633\u064a\u0637 \u0627\u0644\u0645\u062f\u0639\u0648\u0645\u0629 \u0648\u0627\u0644\u062a\u064a \u062a\u0643\u0648\u0646 \u0628\u062f\u0648\u0646 \u0641\u0648\u0627\u0626\u062f.<\/li>\n\n\n\n<li><strong>\u0644\u0623\u0635\u062d\u0627\u0628 \u0627\u0644\u062f\u062e\u0644 \u0627\u0644\u062b\u0627\u0628\u062a<\/strong>: \u0627\u0644\u0630\u064a\u0646 \u064a\u0641\u0636\u0644\u0648\u0646 \u0627\u0644\u062a\u062e\u0637\u064a\u0637 \u0644\u0645\u064a\u0632\u0627\u0646\u064a\u062a\u0647\u0645 \u0627\u0644\u0634\u0647\u0631\u064a\u0629 \u0628\u062f\u0642\u0629.<\/li>\n\n\n\n<li><strong>\u0641\u064a \u062d\u0627\u0644\u0627\u062a \u0627\u0644\u0633\u064a\u0627\u0631\u0627\u062a \u0630\u0627\u062a \u0627\u0644\u0642\u064a\u0645\u0629 \u0627\u0644\u0639\u0627\u0644\u064a\u0629<\/strong>: \u0639\u0646\u062f\u0645\u0627 \u064a\u062a\u062c\u0627\u0648\u0632 \u0627\u0644\u0633\u0639\u0631 \u0642\u062f\u0631\u062a\u0643 \u0627\u0644\u0646\u0642\u062f\u064a\u0629 \u0644\u0643\u0646\u0643 \u062a\u062d\u062a\u0627\u062c\u0647\u0627 \u0644\u0644\u0639\u0645\u0644.<\/li>\n\n\n\n<li><strong>\u0639\u0646\u062f \u0648\u062c\u0648\u062f \u0636\u0645\u0627\u0646\u0627\u062a \u0645\u0645\u062a\u062f\u0629<\/strong>: \u0628\u0639\u0636 \u0648\u0643\u0644\u0627\u0621 \u0627\u0644\u0633\u064a\u0627\u0631\u0627\u062a \u064a\u0642\u062f\u0645\u0648\u0646 \u0636\u0645\u0627\u0646\u064b\u0627 \u0625\u0636\u0627\u0641\u064a\u064b\u0627 \u0639\u0646\u062f \u0627\u0644\u0634\u0631\u0627\u0621 \u0639\u0628\u0631 \u0646\u0638\u0627\u0645 \u0627\u0644\u062a\u0642\u0633\u064a\u0637 \u0627\u0644\u062e\u0627\u0635 \u0628\u0647\u0645.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"\u0643\u064a\u0641-\u062a\u062d\u0645\u064a-\u0646\u0641\u0633\u0643-\u0645\u0646-\u0634\u0631\u0648\u0637-\u0627\u0644\u062a\u0642\u0633\u064a\u0637-\u0627\u0644\u0645\u062c\u062d\u0641\u0629\u061f\"><strong>\u0643\u064a\u0641 \u062a\u062d\u0645\u064a \u0646\u0641\u0633\u0643 \u0645\u0646 \u0634\u0631\u0648\u0637 \u0627\u0644\u062a\u0642\u0633\u064a\u0637 \u0627\u0644\u0645\u062c\u062d\u0641\u0629\u061f<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u0627\u062f\u0631\u0633 \u062c\u062f\u0648\u0644 \u0627\u0644\u0633\u062f\u0627\u062f \u0628\u062f\u0642\u0629<\/strong>: \u062a\u062d\u0642\u0642 \u0645\u0646 \u0646\u0633\u0628\u0629 \u0627\u0644\u0641\u0627\u0626\u062f\u0629 \u0627\u0644\u0633\u0646\u0648\u064a\u0629 \u0627\u0644\u0641\u0639\u0644\u064a\u0629 (APR).<\/li>\n\n\n\n<li><strong>\u062a\u0641\u0627\u0648\u0636 \u0639\u0644\u0649 \u0631\u0633\u0648\u0645 \u0627\u0644\u0625\u062c\u0631\u0627\u0621\u0627\u062a<\/strong>: \u064a\u0645\u0643\u0646 \u062e\u0641\u0636 \u0631\u0633\u0648\u0645 \u0627\u0644\u0625\u062f\u0627\u0631\u064a\u0629 \u0648\u0627\u0644\u062a\u0642\u064a\u064a\u0645 \u0628\u0646\u0633\u0628\u0629 50% \u0628\u0627\u0644\u0645\u0641\u0627\u0648\u0636\u0629.<\/li>\n\n\n\n<li><strong>\u0627\u0637\u0644\u0628 \u0646\u0633\u062e\u0629 \u0645\u0646 \u0639\u0642\u062f \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0645\u0633\u0628\u0642\u064b\u0627<\/strong>: \u0644\u062f\u0631\u0627\u0633\u062a\u0647 \u0645\u0639 \u0645\u0633\u062a\u0634\u0627\u0631 \u0645\u0627\u0644\u064a \u0642\u0628\u0644 \u0627\u0644\u062a\u0648\u0642\u064a\u0639.<\/li>\n\n\n\n<li><strong>\u0627\u062d\u0630\u0631 \u0627\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u062a\u064a \u062a\u0641\u0631\u0636 \u062a\u0623\u0645\u064a\u0646\u064b\u0627 \u0645\u0628\u0627\u0644\u063a\u064b\u0627 \u0641\u064a\u0647<\/strong>: \u0628\u0639\u0636\u0647\u0627 \u064a\u0634\u062a\u0631\u0637 \u0648\u062b\u0627\u0626\u0642 \u062a\u0623\u0645\u064a\u0646 \u0628\u0623\u0633\u0639\u0627\u0631 \u062a\u0641\u0648\u0642 \u0627\u0644\u0633\u0648\u0642 \u0628\u0646\u0633\u0628\u0629 30%.<\/li>\n\n\n\n<li><strong>\u062a\u062d\u0642\u0642 \u0645\u0646 \u0634\u0631\u0648\u0637 \u0627\u0644\u0633\u062f\u0627\u062f \u0627\u0644\u0645\u0628\u0643\u0631<\/strong>: \u0628\u0639\u0636 \u0627\u0644\u062c\u0647\u0627\u062a \u062a\u0641\u0631\u0636 \u063a\u0631\u0627\u0645\u0627\u062a \u062a\u0639\u0627\u062f\u0644 3 \u0623\u0634\u0647\u0631 \u0623\u0642\u0633\u0627\u0637<\/li>\n<\/ul>\n\n\n\n<div style=\"height:15px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>\u0644\u0642\u062f \u0648\u0635\u0644\u0646\u0627 \u0625\u0644\u0649 \u0646\u0647\u0627\u064a\u0629 \u0631\u062d\u0644\u062a\u0646\u0627 \u0641\u064a \u0627\u0643\u062a\u0634\u0627\u0641 \u0623\u0633\u0631\u0627\u0631 \u0646\u0638\u0627\u0645 \u062a\u0642\u0633\u064a\u0637 \u0627\u0644\u0633\u064a\u0627\u0631\u0627\u062a \u0648\u0627\u0644\u0634\u0631\u0627\u0621 \u0627\u0644\u0646\u0642\u062f\u064a\u060c \u0648\u0627\u0644\u0622\u0646 \u062d\u0627\u0646 \u0648\u0642\u062a \u0627\u062a\u062e\u0627\u0630 \u0627\u0644\u0642\u0631\u0627\u0631 \u0627\u0644\u0623\u0641\u0636\u0644 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class=\"wp-block-spacer\"><\/div>\n","protected":false},"excerpt":{"rendered":"<p>\u0641\u064a \u0633\u0648\u0642 \u0627\u0644\u0633\u064a\u0627\u0631\u0627\u062a \u0627\u0644\u0630\u064a \u064a\u0634\u0647\u062f \u062a\u0646\u0648\u0639\u064b\u0627 \u0643\u0628\u064a\u0631\u064b\u0627 \u0641\u064a \u0627\u0644\u0639\u0631\u0648\u0636\u060c \u064a\u062c\u062f \u0627\u0644\u0643\u062b\u064a\u0631\u0648\u0646 \u0623\u0646\u0641\u0633\u0647\u0645 \u0623\u0645\u0627\u0645 \u0645\u0641\u062a\u0631\u0642 \u0637\u0631\u0642 \u062d\u0627\u0633\u0645. \u0645\u0646 \u0646\u0627\u062d\u064a\u0629\u060c \u064a\u0645\u0646\u062d\u0643 \u0627\u0644\u0634\u0631\u0627\u0621 \u0627\u0644\u0646\u0642\u062f\u064a \u0634\u0639\u0648\u0631\u064b\u0627 \u0641\u0648\u0631\u064a\u064b\u0627 \u0628\u0627\u0644\u0645\u0644\u0643\u064a\u0629 \u0648\u0627\u0644\u062d\u0631\u064a\u0629\u060c \u0644\u0643\u0646\u0647 \u064a\u0624\u062f\u064a \u0625\u0644\u0649 \u0636\u063a\u0637 \u0645\u0627\u0644\u064a 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\u0633\u0639\u0631\u0647\u0627&#8230;<\/p>\n","protected":false},"author":3,"featured_media":6512,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[32],"tags":[268,266,500,501,264],"class_list":["post-6511","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-cars","tag-268","tag-266","tag-500","tag-501","tag-264"],"acf":[],"_links":{"self":[{"href":"https:\/\/soumblog.wpenginepowered.com\/wp-json\/wp\/v2\/posts\/6511","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/soumblog.wpenginepowered.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/soumblog.wpenginepowered.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/soumblog.wpenginepowered.com\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/soumblog.wpenginepowered.com\/wp-json\/wp\/v2\/comments?post=6511"}],"version-history":[{"count":0,"href":"https:\/\/soumblog.wpenginepowered.com\/wp-json\/wp\/v2\/posts\/6511\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/soumblog.wpenginepowered.com\/wp-json\/wp\/v2\/media\/6512"}],"wp:attachment":[{"href":"https:\/\/soumblog.wpenginepowered.com\/wp-json\/wp\/v2\/media?parent=6511"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/soumblog.wpenginepowered.com\/wp-json\/wp\/v2\/categories?post=6511"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/soumblog.wpenginepowered.com\/wp-json\/wp\/v2\/tags?post=6511"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}