Golden Tips on How to Choose the Right Used Car

Have you ever felt overwhelmed when trying to buy a new car, only to find that the prices are astronomical and far beyond your budget? This is a common issue for many people with limited budgets, especially as the costs of new cars continue to rise.

However, the solution may lie in used cars, which offer the chance to own a high-quality vehicle at a reasonable price. As a beginner, though, it’s essential to learn how to choose the right used car to avoid problems like frequent breakdowns or disappointing deals. Follow along to discover how to turn these challenges into a successful opportunity.

1. Setting Your Car-Buying Budget

Setting a budget is the first and most crucial step in the journey of how to choose the right used car. Without a clear financial plan, you might end up spending beyond your means or missing out on great opportunities due to a lack of clarity. Let’s explore how to set a realistic budget and avoid common mistakes that could cost you later.

Why is setting a budget important?
Buying a used car involves more than just the initial purchase price. You need to consider additional costs such as:

Insurance: Rates vary depending on the car’s type and age.
Maintenance: Used cars may require more frequent maintenance than new ones.
Taxes and fees: Make sure you know the government fees required for ownership transfer.

How to set a realistic budget?

Calculate your monthly income and fixed expenses to determine how much you can allocate for a car.
Use the 20/4/10 rule:
- 20% down payment.
- Maximum of 4 years for financing.
- Up to 10% of your monthly income for car-related expenses (loan, fuel, maintenance).

Tips to avoid overspending

Don’t focus solely on the purchase price; consider long-term costs.
Look for cars with low maintenance costs and affordable spare parts.
Use tools to estimate monthly expenses accurately.

Questions to ask yourself

Can I afford unexpected maintenance costs?
What’s my priority: a lower purchase price or lower operating costs in the long run?
Do I have enough savings to cover emergencies?

2. Choose the Right Type of Car

When thinking about how to choose the right used car, selecting the type that suits your needs is a critical step. Whether you’re looking for a spacious family car, a compact daily driver, or even a sporty car for thrilling drives, understanding the differences between types will help you make an informed decision. Here’s a quick guide to help you determine which type suits you best.

What types of cars are available?

Sedans: Ideal for small families or individuals seeking comfort and safety.
SUVs: Suitable for large families or those needing more space and off-road capability.
Crossovers: Combine the benefits of sedans and SUVs, perfect for those seeking versatility.
Hatchbacks: Great for city driving due to their compact size and fuel efficiency.
Sports cars: For those seeking speed and excitement, though they may not be practical for daily use.

How to choose the right type?

Identify your basic needs
- Do you need a family car?
- Do you frequently drive long distances?
- Do you prefer a fuel-efficient car?
Consider your lifestyle
- If you live in a crowded city, a hatchback might be the best choice.
- If you travel often with your family, an SUV or crossover might be more suitable.

Tips for making the right decision

Test drive multiple types to see what suits you.
Look for used cars with a good reputation in the type you prefer.
Ensure the type you choose aligns with your budget and expected maintenance costs.

Questions to ask yourself

What car size fits my needs?
Do I need a four-wheel-drive vehicle?
What are my priorities: comfort, performance, or fuel efficiency?

3. Check the Car’s History

Checking a vehicle’s history is one of the most crucial steps you shouldn’t overlook. A car’s history reveals a lot about its true condition, including whether it has been in major accidents, received regular maintenance, or how many previous owners it has had. Here’s how to check a car’s history easily to avoid future problems.

Why is checking the car’s history important?

Avoid cars with accident damage: Some accidents can affect the car’s structure and performance even after repairs.
Know the number of previous owners: Too many owners might indicate recurring issues with the car.
Verify maintenance records: Regular maintenance means the car has been well cared for.

How to check the car’s history?

Use VIN reports
- The VIN (Vehicle Identification Number) is a unique number that provides a detailed report on the car’s history.
Request maintenance records
- Some sellers keep maintenance logs, which can be proof of the car’s condition.
Check for accidents
- Use services that help you determine if the car has been declared a total loss or involved in major accidents.

Tips for effective history checks

Don’t rely solely on the seller’s word: Ask for written, documented reports.
Verify dates: Ensure maintenance records are recent and match the mileage.
Consult an expert: If unsure, hire a professional mechanic to inspect the car.

Questions to ask the seller

Does the car have a regular maintenance record?
Has the car been in any major accidents?
How many previous owners has it had, and why is it being sold?

4. Mechanical Inspection of the Car

When discussing how to choose the right used car, a mechanical inspection is the step that protects your investment and ensures you’re buying a safe and reliable vehicle. Let’s take a quick tour to learn how to inspect a car mechanically, either on your own or with the help of an expert, to avoid unpleasant surprises later.

Why is a mechanical inspection necessary?

Avoid sudden breakdowns: The inspection reveals hidden issues that may not be visible.
Save money: Detecting problems early can save you costly repairs later.
Ensure safety: Confirming that all mechanical systems are functioning properly ensures safe driving.

How to inspect the car mechanically yourself?

Engine check
- Ensure there are no oil or fluid leaks.
- Listen to the engine; unusual noises may indicate problems.
Tire check
- Check tire wear and ensure the tread is even.
- Verify that the air pressure is correct.
Brake check
- Test the brakes while driving; ensure they operate smoothly without squeaking.
Suspension check
- Press down on each corner of the car; if it bounces more than once, there may be suspension issues.

When to hire a professional mechanic?

If you’re unsure about your initial inspection.
If the car is high-value and you want to confirm its overall condition.
If the car has a complex history (accidents, major repairs).

Tips for an effective mechanical inspection

Take your time: Every minute spent inspecting can save you thousands later.
Use simple tools: Like a tire pressure gauge or flashlight to check internal parts.
Request a written report: If hiring a mechanic, ensure you get a detailed report on the car’s condition.

Best Used Cars Available on Soum

If you’re looking for a reliable used car, Soum is the perfect destination. It offers a wide range of thoroughly inspected vehicles, along with flexible installment plans to ease the financial burden. Here are some of the top options:

1- Hyundai Elantra 2019

Specifications: 2.0L 4-cylinder engine, 6-speed automatic transmission, front-wheel drive, fuel efficiency of 14.2 km/l.
Ideal Use: A family sedan known for its fuel efficiency and comfortable daily driving. Perfect for city commutes and long trips.
Category: Family sedan.
Design: Modern and sleek exterior with a stylish front grille, spacious interior seating for five, and features like a touchscreen and high-quality audio system.

2- Chevrolet Captiva 2022

Specifications: 1.5L turbocharged 4-cylinder engine, automatic transmission, front-wheel drive, fuel efficiency of 12.5 km/l.
Ideal Use: A midsize SUV suitable for families seeking a practical car with ample interior space and good road performance.
Category: Family SUV.
Design: Sporty and modern exterior with dynamic lines, spacious interior with advanced features like a touchscreen and advanced safety systems.

3- FAW Bestune T77 2021

Specifications: 1.2L turbocharged 4-cylinder engine, 7-speed automatic transmission, front-wheel drive, fuel efficiency of 12.5 km/l.
Ideal Use: A compact SUV suitable for small families, balancing practical performance and modern technology for urban use.
Category: Compact SUV.
Design: Bold exterior design with distinctive LED lighting, modern interior featuring dual digital screens (info + entertainment) and smart technologies like a virtual assistant.

4- Kia K5 2024

Specifications: 1.6L turbocharged 4-cylinder engine, 8-speed automatic transmission, front-wheel drive, fuel efficiency of 14.0 km/l.
Ideal Use: A sporty and elegant sedan, ideal for young individuals or small families seeking dynamic performance and modern features.
Category: Sporty sedan.
Design: Striking exterior with sharp lines and LED lighting, luxurious interior with a 10.25-inch touchscreen, leather seats, and a Bose audio system.

5- Toyota Hilux 2019

Specifications: 2.8L turbocharged diesel 4-cylinder engine, 6-speed manual or automatic transmission, rear-wheel or 4×4 drive, fuel efficiency of 11.0 km/l.
Ideal Use: A powerful pickup truck designed for heavy-duty tasks and off-road driving, suitable for farmers and business owners.
Category: Pickup truck.
Design: Rugged exterior with a rust-resistant body, practical interior with durable fabric seats and basic features like a 6.1-inch display.

In the end, choosing the right used car isn’t difficult if you follow the proper steps. By setting a budget and inspecting the car thoroughly, you can find a vehicle that suits your needs without breaking the bank. Keep in mind that learning how to choose the right used car takes patience and research, but the outcome will be a smart and rewarding investment.

To find your next car with confidence, visit Soum now and explore the wide selection of thoroughly inspected vehicles available on the platform. Start your journey today.